Programs
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Bell-Whitley CAA's Home Buyer program seeks to help low-income households reach the American Dream of homeownership. Bell-Whitley CAA is continually seeking funds to assist in down payments, closing costs, and gap financing.
Homebuyers will normally have two mortgages. The first mortgage through a local lender and a second mortgage to assist in gap financing through Bell-Whitley CAA, Inc.
To qualify for the Homebuyer program, participants must meet income guidelines, have a fixed income (wages, SSI, Social Security, etc.), be willing to make a monthly mortgage payment, attend homeownership counseling sessions to deal with credit issues, budgeting, home maintenance, and meet other criteria relevant to funding sources.
For more information on Bell-Whitley CAA Home Buyer Program contact us, at 606-337-3044 or stop by your nearest Bell-Whitley office.